Epinions Recent Reviews for finc-Credit-Cards-Standard-A-E-AT T Universal

finc-Credit-Cards-Standard-A-E-AT T Universal: No Customer Loyalty

Tue, 11 Oct 2005 00:37:01 GMT

rating: 2/5 by: Epinions Author prttythts1 - I had AT&T for 12 years, and never paid late, but you wouldn't think they valued me as a customer because one day they closed my accounts for "too many NSFs". I have not had an NSF since 1999, in February 2003 I did something on the advice of customer se...

finc-Credit-Cards-Standard-A-E-AT T Universal: ATT Universal (Citibank) - only use if you're perfect

Mon, 29 Aug 2005 13:03:36 GMT

rating: 2/5 by: Epinions Author rigaudon - I too was a charter member of the ATT Universal card. Last year I setup on-line payments using what I'll call "checking account #1". I paid off a balance with on-line payments over the next few months and by the end of 2004, I stopped using the account...

finc-Credit-Cards-Standard-A-E-AT T Universal: AT&T Universal Card Woes

Fri, 20 May 2005 14:41:43 GMT

rating: 1/5 by: Epinions Author nlbriones - To begin, some history. My husband and I had triplets in 2001. Our son was born with a heart defect and returned to God in early 2002. Our world literally stopped the day he died. For five long and unbelievable months after his death, neither my husband...

finc-Credit-Cards-Standard-A-E-AT T Universal: Fraudulent practices.

Fri, 20 May 2005 00:11:22 GMT

rating: 1/5 by: Epinions Author magi - Don't ever get behind when using this card. They will harrass you, threaten to take your house, put you out on the street, call employers, make fun of your age, and other threats. They will not attempt to work with you to manage your debt, instead they...

finc-Credit-Cards-Standard-A-E-AT T Universal: Stay away from this card

Sat, 8 Jan 2005 02:05:17 GMT

rating: 1/5 by: Epinions Author juliez35 - I have had an AT&T Card for several years. The customer service was okay and the interest rate less then good. The trouble started recently and it makes me furious. Four months ago my family moved from Alaska to Southern California (we drove). While...

finc-Credit-Cards-Standard-A-E-AT T Universal: Interested Rate Increased & Horrible Customer Service

Mon, 20 Dec 2004 18:08:06 GMT

rating: 1/5 by: Epinions Author s0manyopinions - This morning I called the 800 number for AT & T Universal Card and asked about this 28.99% rate I have for Purch/Cash Adv thru 12/29/03. I spoke to agents, supervisors and specialists all morning... First agent--didnt know what she was talking about...

finc-Credit-Cards-Standard-A-E-AT T Universal: Run, Don't walk, away from this card!

Tue, 30 Mar 2004 18:18:29 GMT

rating: 1/5 by: Epinions Author rwarder - This is a bad deal in more than one way. After being with them for over 10 years, my wife and I paid off the remaining balance 5 days late. They stuck us with late fee's, the interest rate jumped to 29%, etc.... Read ANALIA's review. It is on target...

finc-Credit-Cards-Standard-A-E-AT T Universal: Do Not Allow Direct Debit, Do Not Trust Their Reps!

Sun, 8 Feb 2004 18:34:20 GMT

rating: 1/5 by: Epinions Author dlchu2001 - I've had this card for 10+ years. I always pay my bill in full every month. I'd had an occasional problem with them not opening their mail fast enough and trying to charge me a late fee but they'd reverse it if I complained. When they started allowing...

finc-Credit-Cards-Standard-A-E-AT T Universal: Considering Universal?

Tue, 30 Sep 2003 04:51:45 GMT

rating: 4/5 by: Epinions Author uniquin - AT&T Universal Platinum Mastercard appears to be the top of all other credit cards. How may this be? Well, I've had this card for almost 4 years and I have to say they have the best interest and balance transfer rates around. The interest rate I have v...

finc-Credit-Cards-Standard-A-E-AT T Universal: Don't carry a balance. Better yet, don't carry this card.

Wed, 13 Aug 2003 17:19:53 GMT

rating: 1/5 by: Epinions Author analia - I've had this card for about eight years. In that time their payment processing has been efficient a...

finc-Credit-Cards-Standard-A-E-AT T Universal: Not a bad nor great card – the AT&T Universal (Platinum)

Thu, 8 Aug 2002 23:35:28 GMT

rating: 3/5 by: Epinions Author bluefishie - Note: this is a review about the AT&T Universal Platinum Mastercard.

I kept on getting solicitations from AT&T via mail, so what the hell, I decided to sign up given the great deal they had on balance transfers. If I transferred a balance, it...

finc-Credit-Cards-Standard-A-E-AT T Universal: A not bad card to have

Thu, 3 Jan 2002 19:59:52 GMT

rating: 5/5 by: Epinions Author wigner - I received an invitation letter to apply for a platinum card of att last November, and I did it at the early December, and I had thought that it'd be not very easy to get it since my fico score was not very high at that time because of a little bit...

finc-Credit-Cards-Standard-A-E-AT T Universal: It's a solid card!

Sun, 29 Jul 2001 15:00:21 GMT

rating: 4/5 by: Epinions Author carriestrahler - The At&T universal Platinum card has been a good card for me. The balance transfer rate was fixed at 2.9% for a year. That alone saved me alot of money. And, it has a good rate after that, 12.99%. It's a no annual fee card, another plus. They also have...

finc-Credit-Cards-Standard-A-E-AT T Universal: A tale of two cards

Sat, 19 May 2001 12:34:05 GMT

rating: 4/5 by: Epinions Author Pezdude46 - As a college student, I applied for a few credit cards in order to start to build credit. Universal Bank was kind enough to give me a card with a rather large limit ($1500 for a college freshman???). I also applied for a Visa through my school,...

finc-Credit-Cards-Standard-A-E-AT T Universal: Mediocre, but still much better than a lot of other cards

Wed, 25 Apr 2001 14:04:54 GMT

rating: 3/5 by: Epinions Author inkanus - Despite being completely satisfied with American Express for students, I still wanted to get at least one other credit card. It looks better on the credit report, it gives me the opportunity to buy at more locations (American Express is not universally...

finc-Credit-Cards-Standard-A-E-AT T Universal: Universal Card a Universal Strain on the Budget

Fri, 20 Apr 2001 00:04:56 GMT

rating: 2/5 by: Epinions Author mrssachs - I first got this card several years ago through a pre-approved mail offer. The interest rate is a whopping 23.99% on my card and I learned the hard way just how fast that interest adds up. At the time I was not very bright about such matters and since...

finc-Credit-Cards-Standard-A-E-AT T Universal: AT&T = NOT MUCH

Sun, 15 Apr 2001 11:39:31 GMT

rating: 2/5 by: Epinions Author roynyr - I have had the AT&T Universal credit card since 1997 and to be totally honest I do not know why I still have this credit card. I originally had acquired the Mastercard version of this credit card because of a special incentive offer given out by AT&T...

finc-Credit-Cards-Standard-A-E-AT T Universal: NO! DON'T DO IT!!!!

Wed, 21 Mar 2001 22:45:56 GMT

rating: 1/5 by: Epinions Author jhoana - AT&T messed with my credit because of their web service screw up, their hostile customer service did nothing to help me.... After being with this credit card company for about 5 years, they started a new option of auto pay their web site in 1999...

finc-Credit-Cards-Standard-A-E-AT T Universal: AT&T credit cards with a calling card... a decent deal overall.

Mon, 19 Mar 2001 02:55:27 GMT

rating: 4/5 by: Epinions Author yusakugo - I've held a At&T Universal Card since my college days almost 10 years ago. I was offered a generous line of credit and a Platinum card at that time. My fist reaction was, cool, I get a calling card with my second credit card (My third was American...

finc-Credit-Cards-Standard-A-E-AT T Universal: Stay away from balance transfers

Fri, 22 Dec 2000 13:34:55 GMT

rating: 1/5 by: Epinions Author fer17 - If you are thinking of opening an account to transfer a balance think again. I requested $6,000 to cancel my car loan and they sent a check for this amount and made me issue a check from my checking account to pay for the loan.

A few days after I...

finc-Credit-Cards-Standard-A-E-AT T Universal: Universally Average

Fri, 1 Dec 2000 18:01:52 GMT

rating: 4/5 by: Epinions Author KRussell - I selected this service because they offered me a great deal with balance transfers and interest rate.

So far the service I get on the card is quite acceptible; but nothing special.

The best things I can say about this card is...

finc-Credit-Cards-Standard-A-E-AT T Universal: Good experience so far

Mon, 30 Oct 2000 13:09:23 GMT

rating: 5/5 by: Epinions Author Fucci52 - Unlike some of the other people that have written their epinions of the AT & T Universal card, I have found the card to be excellent. Not only have I never had a problem with the company, but they have bent over backwards to help me out.

...

finc-Credit-Cards-Standard-A-E-AT T Universal: A credit card from my favorite company-AT&T

Tue, 17 Oct 2000 18:54:50 GMT

rating: 5/5 by: Epinions Author TTBoy - I got this card about 10 years ago when me and a buddy were going to travel through Europe for the summer. My parents, God bless them, thought that I should have a calling card in case I got into a jam. So as a graduation present they applied for this...

finc-Credit-Cards-Standard-A-E-AT T Universal: AT&T Card is Universally Great

Thu, 5 Oct 2000 03:43:58 GMT

rating: 5/5 by: Epinions Author queenginseng - The AT&T Universal card is more than a credit card. It is an ATM card and a calling card. The card offers accurate billing and automatic debit from checking/savings. You can choose your own calling card # and pin and an international calling card...

finc-Credit-Cards-Standard-A-E-AT T Universal: Another Sleaze-Bag Credit Card Provider

Mon, 2 Oct 2000 03:56:54 GMT

rating: 1/5 by: Epinions Author ychromosome - UPDATE 5/27/03

The AT&T Universal credit card is now apparently serviced by Citibank. Don't know how they stack up against other consumer credit card companies, but I can say that a business credit card account we have with Citi has...