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This feed is subject to our terms of use: http://www.epinions.com/help/rss_terms http://www.epinions.com/GMAC_Mortgage Recent reviews written about GMAC Mortgage en-us 80 80 http://www.epinions.com/GMAC_Mortgage http://img.epinions.com/images/opti/0c/4f/GMAC_Mortgage-resized80.gif http://www.epinions.com/content_492008738436?linkin_id=8003929 rating: 1/5 by: Epinions Author fedup1986 - Checked on Refinancing our home through GMAC, to consolidate debt.  Was told that we would have to pay for the appraisal via a credit card.  We were told that if the loan didn't go through our credit card would not be charged.  They... http://www.epinions.com/content/submit.html/comment_~492008738436 Mon, 16 Nov 2009 22:26:11 GMT http://www.epinions.com/content_492008738436?linkin_id=8003929 http://www.epinions.com/content_487655771780?linkin_id=8003929 rating: 1/5 by: Epinions Author sunshine2c - I currently hold a mortgage with GMAC and have never been late on any payments until now......a couple weeks ago I noticed that my insurance policy hadn't been paid with  my escrow deposit. So, when I went online to check my escrow account I... http://www.epinions.com/content/submit.html/comment_~487655771780 Thu, 8 Oct 2009 22:45:43 GMT http://www.epinions.com/content_487655771780?linkin_id=8003929 http://www.epinions.com/content_457903476356?linkin_id=8003929 rating: 2/5 by: Epinions Author ddeuerme - I have two mortgages (two houses) with GMAC. On my primary home, they approved me for 100% financing -- no problem there, but they neglected to include the mortgage insurance in my original payments. I didn't notice it was missing. A year later,... http://www.epinions.com/content/submit.html/comment_~457903476356 Thu, 15 Jan 2009 19:45:09 GMT http://www.epinions.com/content_457903476356?linkin_id=8003929 http://www.epinions.com/content_456240172676?linkin_id=8003929 rating: 1/5 by: Epinions Author anniehan - My main problem with GMAC is how they handle paying my taxes.  They require taxes and insurance be escrowed.  In 2007,they lost my school tax bill and paid it late after I sent them my copy.  In 2008, they paid my school taxes TWICE... http://www.epinions.com/content/submit.html/comment_~456240172676 Wed, 31 Dec 2008 14:03:06 GMT http://www.epinions.com/content_456240172676?linkin_id=8003929 http://www.epinions.com/content_423775473284?linkin_id=8003929 rating: 5/5 by: Epinions Author cursichella - Hi, I'm surprised by the negative comments here. We went into default our mortgage serviced with OCWEN, and then in the middle of working out a payment plan via a forbearance agreement, went into foreclosure anyway and then OCWEN sold our loan to GMAC... http://www.epinions.com/content/submit.html/comment_~423775473284 Thu, 27 Mar 2008 17:48:03 GMT http://www.epinions.com/content_423775473284?linkin_id=8003929 http://www.epinions.com/content_412310015620?linkin_id=8003929 rating: 1/5 by: Epinions Author fxman - We got a call that our November mortgage payment check had bounced. This was toward the end of December. They applied our December payment to the November payment and added double late fees. While on the phone I went online to check our account. The... http://www.epinions.com/content/submit.html/comment_~412310015620 Fri, 28 Dec 2007 04:04:02 GMT http://www.epinions.com/content_412310015620?linkin_id=8003929 http://www.epinions.com/content_406898511492?linkin_id=8003929 rating: 1/5 by: Epinions Author cdombrow - If for some crazy reason you are even thinking of taking out a loan with GMAC DON'T!!! They use Homecomings for a servicing company and you WILL lose your home. They have perfected the art of foreclosure. We owned a home for 10 years without a single... http://www.epinions.com/content/submit.html/comment_~406898511492 Sat, 3 Nov 2007 07:48:47 GMT http://www.epinions.com/content_406898511492?linkin_id=8003929 http://www.epinions.com/content_404958580356?linkin_id=8003929 rating: 4/5 by: Epinions Author jaime2767 - I have not had a problem with GMAC. It should be noted that I dealt with them through Ditech.com I have had three Mortgages through them with no delays. If I have had any complaint it has been that When I took cash out it took my bank (Washington Mutual)... http://www.epinions.com/content/submit.html/comment_~404958580356 Sat, 6 Oct 2007 19:12:10 GMT http://www.epinions.com/content_404958580356?linkin_id=8003929 http://www.epinions.com/content_401364913796?linkin_id=8003929 rating: 1/5 by: Epinions Author cptzero - We have been long time customers of GMAC Mortgage and everything was fine until a bank error caused us to deal with their "customer care" unit. I don't recall ever being late with a monthly payment during years of association. The problem started when... http://www.epinions.com/content/submit.html/comment_~401364913796 Wed, 22 Aug 2007 14:34:23 GMT http://www.epinions.com/content_401364913796?linkin_id=8003929 http://www.epinions.com/content_400007597700?linkin_id=8003929 rating: 1/5 by: Epinions Author missy07 - Terrible service. GMAC Misapplied 2 payments, after struggling to get them to rectify that mistake they reported my account past due 120 days. They will not remove it, also charged me late fee's & other fees (1400.00)... http://www.epinions.com/content/submit.html/comment_~400007597700 Sun, 5 Aug 2007 18:10:37 GMT http://www.epinions.com/content_400007597700?linkin_id=8003929 http://www.epinions.com/content_353732234884?linkin_id=8003929 rating: 1/5 by: Epinions Author alabaster123 - I recently had an experience that confirmed to me that GMAC offers miserable customer service and deplorable business ethics. After decades of maintaining a perfect payment record on my mortgage, a terrible bank error (a technical error in automated... http://www.epinions.com/content/submit.html/comment_~353732234884 Sat, 28 Apr 2007 12:49:21 GMT http://www.epinions.com/content_353732234884?linkin_id=8003929 http://www.epinions.com/content_306918166148?linkin_id=8003929 rating: 1/5 by: Epinions Author benhmcindoe - GMAC Mortgage "bought" the servicing of my loan. I was informed by my previous lender to no longer make my payments to them but to pay them to GMAC after July 1, 2006. GMAC refused my payments for July, August and September so I made them to the... http://www.epinions.com/content/submit.html/comment_~306918166148 Tue, 16 Jan 2007 11:49:46 GMT http://www.epinions.com/content_306918166148?linkin_id=8003929 http://www.epinions.com/content_291044560516?linkin_id=8003929 rating: 1/5 by: Epinions Author gregoryfo - Had a six month CD. When it matured they said I did not tell them to deposit my money and rolled the cd over. I called to tell them, dumb me I should have never not gotten it in writting. Now either I wait six more months or pay a 90 day (ie 50%)... http://www.epinions.com/content/submit.html/comment_~291044560516 Tue, 12 Dec 2006 23:11:09 GMT http://www.epinions.com/content_291044560516?linkin_id=8003929 http://www.epinions.com/content_290567392900?linkin_id=8003929 rating: 1/5 by: Epinions Author mrsncook - When we thought about buying the family home and keeping it in the family (80 years now), we looked carefully at our options to make sure that we were making a sound investment. However, our mortgage company sold our loan to GMAC, and we immediately... http://www.epinions.com/content/submit.html/comment_~290567392900 Mon, 11 Dec 2006 21:47:57 GMT http://www.epinions.com/content_290567392900?linkin_id=8003929 http://www.epinions.com/content_282332925572?linkin_id=8003929 rating: 1/5 by: Epinions Author klpeterson - My wife and I got a 6-month CD to save for a vacation. Opening the account was unduly difficult. It took them 2 months to debit our checking account of the funds (the first time I can recall a bank taking this long). The reason is that one of their... http://www.epinions.com/content/submit.html/comment_~282332925572 Wed, 22 Nov 2006 16:20:22 GMT http://www.epinions.com/content_282332925572?linkin_id=8003929 http://www.epinions.com/content_264666254980?linkin_id=8003929 rating: 1/5 by: Epinions Author nashgal - I used GMAC for a construction loan, and that was a huge mistake. They lost paperwork, did now know what was needed, were often rude, and had no concept of customer service. Their method of doing construction loan takes more time than "real" banks, and... http://www.epinions.com/content/submit.html/comment_~264666254980 Thu, 12 Oct 2006 00:01:24 GMT http://www.epinions.com/content_264666254980?linkin_id=8003929 http://www.epinions.com/content_223812226692?linkin_id=8003929 rating: 1/5 by: Epinions Author stressedbygmac - I got my mortgage loan through GMAC Mortgage. The day of my closing they came up with three documents that needed to be filled out by my builder and requested the blueprints to be overnighted. After numerous attempts at contacting them and them telling... http://www.epinions.com/content/submit.html/comment_~223812226692 Mon, 20 Mar 2006 14:07:27 GMT http://www.epinions.com/content_223812226692?linkin_id=8003929 http://www.epinions.com/content_219314228868?linkin_id=8003929 rating: 3/5 by: Epinions Author brendap1 - I opened a mortgage with Quicken Loans in February of 2004. In October of 2004, they sold the loan to GMAC. Everything went relatively well at first. The website requires a bit more clicking around than I like, but now that I am a neophyte webmaster,... http://www.epinions.com/content/submit.html/comment_~219314228868 Tue, 31 Jan 2006 13:10:31 GMT http://www.epinions.com/content_219314228868?linkin_id=8003929 http://www.epinions.com/content_210919788164?linkin_id=8003929 rating: 5/5 by: Epinions Author Saxguy - Thanks to the category lead, Mrisch, for adding this to the epinions database. I&#146ve been with GMAC Mortgage, since very soon after my last refinance, which was a 15 year fixed rate mortgage at 5 3/8 percent with no points, done in October 2002. I... http://www.epinions.com/content/submit.html/comment_~210919788164 Fri, 11 Nov 2005 15:26:56 GMT http://www.epinions.com/content_210919788164?linkin_id=8003929