© 1999-2009 Shopping.com, Inc. This feed is subject to our terms of use: http://www.epinions.com/help/rss_terms http://www.epinions.com/Credit_Cards Recent content written about Credit Cards en-us 121 37 http://www.epinions.com/ http://img.epinions.com/images/epi_images/logos/epinions_121.gif http://www.epinions.com/content_490505145988?linkin_id=8003929 rating: 2/5 by: Epinions Author customerk395 - It was good at the begining, because it is a reward card. Problems started recently, because copmany did not mail statemets for few month and customer service did not update address change. Customer service informed that statement must be payed even if... http://www.epinions.com/content/submit.html/comment_~490505145988 Tue, 3 Nov 2009 23:21:47 GMT http://www.epinions.com/content_490505145988?linkin_id=8003929 http://www.epinions.com/content_487141641860?linkin_id=8003929 rating: 5/5 by: Epinions Author frazzledspice - My college-age daughter is not a very good money manager, and it always seems to cost us money.   After having raised two boys who never bounced checks, our free-spending daughter came as something of a shock to us.  But things have run a... http://www.epinions.com/content/submit.html/comment_~487141641860 Sun, 4 Oct 2009 11:14:08 GMT http://www.epinions.com/content_487141641860?linkin_id=8003929 http://www.epinions.com/content_486083825284?linkin_id=8003929 rating: 1/5 by: Epinions Author jstuartmoore - I had a Chase credit card for over 2 years.  I finally cancelled it becuase their fraud department would arbitrarily shut it off for reasons I could never understand.  It was so often and so random that I couldn't rely on the card at all as a... http://www.epinions.com/content/submit.html/comment_~486083825284 Thu, 24 Sep 2009 17:17:52 GMT http://www.epinions.com/content_486083825284?linkin_id=8003929 http://www.epinions.com/content_485883612804?linkin_id=8003929 rating: 1/5 by: Epinions Author mexicanrick - Sears card holder since 1977. Today I canceled my card that is with Citi Bank. I am concidered a bad customer to them because I pay my balance off each month. My reward was an increase to 25.4 APR. Plus, reducing my available credit cut in half (I... http://www.epinions.com/content/submit.html/comment_~485883612804 Tue, 22 Sep 2009 21:52:39 GMT http://www.epinions.com/content_485883612804?linkin_id=8003929 http://www.epinions.com/content_482990460548?linkin_id=8003929 rating: 1/5 by: Epinions Author taylormade24 - USAA just reduced my credit limit by more than 50% for no good reason. I've had a 20+ year relationship with them, never been late on any payments ever. I think it has something to do with the fact that I have a rate of 2.90% until paid off and they... http://www.epinions.com/content/submit.html/comment_~482990460548 Sat, 29 Aug 2009 00:55:14 GMT http://www.epinions.com/content_482990460548?linkin_id=8003929 http://www.epinions.com/content_482902249092?linkin_id=8003929 rating: 1/5 by: Epinions Author stsong - World Financial Network Bank is a shoddy financial institution.I've received an invoice yesterday that I was late on my bill. I was told I've signed up for paperless billing, so for 2 months I never did receive any statement. This statement they mailed... http://www.epinions.com/content/submit.html/comment_~482902249092 Fri, 28 Aug 2009 10:08:54 GMT http://www.epinions.com/content_482902249092?linkin_id=8003929 http://www.epinions.com/content_482519912068?linkin_id=8003929 rating: 1/5 by: Epinions Author TheEngine - I will keep this short.FACT: I have a perfect autopay history with Chase Bank.FACT: I attempted to increase my autopay amount BEFORE my due date. FACT: EPIC FAIL ON Autopay. Stated I was late, charged late fee... http://www.epinions.com/content/submit.html/comment_~482519912068 Tue, 25 Aug 2009 10:55:59 GMT http://www.epinions.com/content_482519912068?linkin_id=8003929 http://www.epinions.com/content_481969475204?linkin_id=8003929 rating: 1/5 by: Epinions Author ruggercop - American Express presses the "prestige" of a gold card.  It's a DECADE old.  You get better service with Visa r Mastercrd, but even there, gold has become copper. AMEX is engaged in a rebuild of its reputation.  Used to be, folks... http://www.epinions.com/content/submit.html/comment_~481969475204 Thu, 20 Aug 2009 18:49:52 GMT http://www.epinions.com/content_481969475204?linkin_id=8003929 http://www.epinions.com/content_481813827204?linkin_id=8003929 rating: 1/5 by: Epinions Author blackberry09 - I was awared of the $59.00 Annual Fee. But the person who opened the account for me at the store advised me that it would be broken down in a year. Did not happen!!!! I was charged the $59.00 at once! My account had been opened for 15 days only and they... http://www.epinions.com/content/submit.html/comment_~481813827204 Wed, 19 Aug 2009 13:21:23 GMT http://www.epinions.com/content_481813827204?linkin_id=8003929 http://www.epinions.com/content_481479724676?linkin_id=8003929 rating: 5/5 by: Epinions Author MASTERNC - With the current economic recession and pending credit card reform legislation, the news is abuzz with reports of capricious interest rate hikes, account closures, annual fees, and rewards changes for even the most responsible consumers.  However,... http://www.epinions.com/content/submit.html/comment_~481479724676 Sun, 16 Aug 2009 20:53:43 GMT http://www.epinions.com/content_481479724676?linkin_id=8003929 http://www.epinions.com/content_480965660292?linkin_id=8003929 rating: 2/5 by: Epinions Author ginalee626 - I owned Citi Dividend card for years. Recently cancelled the card -  Found the card has very limited consumer protections (payment was made and product/service not received). I will stick with other cards where more protections are... http://www.epinions.com/content/submit.html/comment_~480965660292 Wed, 12 Aug 2009 15:44:38 GMT http://www.epinions.com/content_480965660292?linkin_id=8003929 http://www.epinions.com/content_480757517956?linkin_id=8003929 rating: 1/5 by: Epinions Author alc12345 - I DO not recommend this bank to anyone! they are horrible. There system does not update at a timly matter, they charge you overdraft fee's when they shouldn't they do not care about there customers and they have HORRIBLE customer service! i have been... http://www.epinions.com/content/submit.html/comment_~480757517956 Mon, 10 Aug 2009 20:12:37 GMT http://www.epinions.com/content_480757517956?linkin_id=8003929 http://www.epinions.com/content_478429154948?linkin_id=8003929 rating: 1/5 by: Epinions Author banker66 - Last year I was approached by Chase Credit Card Services to switch from their Classic Visa to their Chase Freedom Credit Card. After hearing the benefits, I was convinced to switch. All went well for the first few months and I... http://www.epinions.com/content/submit.html/comment_~478429154948 Wed, 22 Jul 2009 03:04:17 GMT http://www.epinions.com/content_478429154948?linkin_id=8003929 http://www.epinions.com/content_476987166340?linkin_id=8003929 rating: 1/5 by: Epinions Author noangels - Shortly before our wedding, my husband and I combined finances. I’m very much the micromanager and added all of his credit card accounts to my massive financial spreadsheet on which I track balances, interest rates, and payment dates. My husband... http://www.epinions.com/content/submit.html/comment_~476987166340 Fri, 10 Jul 2009 18:37:13 GMT http://www.epinions.com/content_476987166340?linkin_id=8003929 http://www.epinions.com/content_475219857028?linkin_id=8003929 rating: 4/5 by: Epinions Author johnwhite - Background:I became an REI member around 2001, and I've had this card since 2002. Within two years, they offered an upgrade to the Gold card and about a $14k line of credit, from around $10k I believe. My credit score was around 650 at the... http://www.epinions.com/content/submit.html/comment_~475219857028 Thu, 25 Jun 2009 17:50:03 GMT http://www.epinions.com/content_475219857028?linkin_id=8003929 http://www.epinions.com/content_474392858244?linkin_id=8003929 rating: 1/5 by: Epinions Author Saxguy - During the day, I work for a large Chicago-area not for profit organization as Controller. One of my roles is to act as administrator for our corporate charge card program. We have approximately 200 travelers, most of whom have corporate AMEX... http://www.epinions.com/content/submit.html/comment_~474392858244 Thu, 18 Jun 2009 14:40:33 GMT http://www.epinions.com/content_474392858244?linkin_id=8003929 http://www.epinions.com/content_473522998916?linkin_id=8003929 rating: 1/5 by: Epinions Author unclegonzo - Beware of a call from Discover to give you information about their Payment Protection Plan.  They will tell you they are only giving information and sending you a letter about the program, not enrolling you.  But check your next statement... http://www.epinions.com/content/submit.html/comment_~473522998916 Wed, 10 Jun 2009 23:57:27 GMT http://www.epinions.com/content_473522998916?linkin_id=8003929 http://www.epinions.com/content_472815144580?linkin_id=8003929 rating: 1/5 by: Epinions Author pinkcutie28 - I applied for the card got approved was never told i had to pay yearly to have the dumb thing, charged me 60 bucks to have it and have only been able to only use it once since i got it, everytime i make double payments and still never have open amount to... http://www.epinions.com/content/submit.html/comment_~472815144580 Sun, 7 Jun 2009 19:31:26 GMT http://www.epinions.com/content_472815144580?linkin_id=8003929 http://www.epinions.com/content_468508708484?linkin_id=8003929 rating: 2/5 by: Epinions Author rmcfatter - There's a principle floating out there that Americans (in particular) like complexity.  We don't want cheaper cars, we want cars that come with "cash back" (so we can pay more sales tax on the car, and in some states even income tax on... http://www.epinions.com/content/submit.html/comment_~468508708484 Tue, 28 Apr 2009 00:53:52 GMT http://www.epinions.com/content_468508708484?linkin_id=8003929 http://www.epinions.com/content_467353374340?linkin_id=8003929 rating: 3/5 by: Epinions Author lily79 - I opened the account and I was told that there were a few types of cards: with and without annual fees. I was approved for the "no annual fee" one... and SURPRISE....I have not been billed for an annual fee. Go figure. Had I been approved only... http://www.epinions.com/content/submit.html/comment_~467353374340 Fri, 17 Apr 2009 14:15:43 GMT http://www.epinions.com/content_467353374340?linkin_id=8003929 http://www.epinions.com/content_464524971652?linkin_id=8003929 rating: 1/5 by: Epinions Author missmorte - My first problem is that when I was with Washington Mutual (I use to work there) my interest rate was 16.74%. On February 11, 2009 Chase notified me that my annual percentage rate for purchases would be 27.99% or prime rate plus 22.99% whichever is... http://www.epinions.com/content/submit.html/comment_~464524971652 Sun, 22 Mar 2009 06:10:18 GMT http://www.epinions.com/content_464524971652?linkin_id=8003929 http://www.epinions.com/content_463792803460?linkin_id=8003929 rating: 1/5 by: Epinions Author drjj - Initially had good experience with USAA Visa credit card and using Eagle points.  Recently was notified that my credit limit was being abruptly dropped from $18,000 to $1000, even though there has been absolutely no change in my very secure... http://www.epinions.com/content/submit.html/comment_~463792803460 Sat, 14 Mar 2009 21:49:52 GMT http://www.epinions.com/content_463792803460?linkin_id=8003929 http://www.epinions.com/content_461733662340?linkin_id=8003929 rating: 2/5 by: Epinions Author tarheel06 - When you are promised that the bonus mileage awarded for signing up is enough for a free flight, be cognizant that it's only certain routes on certain days.  For most other routes/days, you will need twice as many miles (which means $25k in spending... http://www.epinions.com/content/submit.html/comment_~461733662340 Sun, 22 Feb 2009 04:47:00 GMT http://www.epinions.com/content_461733662340?linkin_id=8003929 http://www.epinions.com/content_460908957316?linkin_id=8003929 rating: 4/5 by: Epinions Author noangels - Somehow a number of store credit cards have found their way into my wallet. I don’t use most of them, either because I don’t shop in these stores as much as the people who invented their “20% off your first purchase with this credit... http://www.epinions.com/content/submit.html/comment_~460908957316 Sat, 14 Feb 2009 01:36:02 GMT http://www.epinions.com/content_460908957316?linkin_id=8003929 http://www.epinions.com/content_460679319172?linkin_id=8003929 rating: 1/5 by: Epinions Author afaz - The latest scam they have come up with is to add a $10 a month charge to loans at a 4.99 % fixed rate, thereby wiping out the fixed rate. They have also just about tripled the monthly minimum payment. This has been done to many people like me who's... http://www.epinions.com/content/submit.html/comment_~460679319172 Wed, 11 Feb 2009 19:14:56 GMT http://www.epinions.com/content_460679319172?linkin_id=8003929